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Renmo

Pay for Rent
Monthly.

Skip the upfront. Pay your rent, phone, car or furniture in flexible monthly installments — with 0% interest on rent and zero hidden fees.

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Pre-qualified

In 47 seconds

I want to apply for Rent & Pay Monthly

I want to apply for Buy & Pay Monthly

What documents do I need to apply?

Over 2000+ Happy customers

Sesi
Shaq Express
Bolt
Remoteli
Focos
Jumia
Starlife
Solar Taxi
Sesi
Shaq Express
Bolt
Remoteli
Focos
Jumia
Starlife
Solar Taxi
How it works

Four steps. Ninety seconds.

Stop saving for years to afford what you need now. Renmo handles the upfront so you can focus on monthly.

1

Chat with Renmo Coach.

Tell us what you need — rent, phone, car, sofa. Coach asks a few quick questions to understand your situation.

3

We pay. You pay us back.

Renmo pays your landlord, merchant or dealer the full amount today. You pay us monthly — same time every month.

Renmo Coach on WhatsApp
2

Get a plan, instantly.

We do a soft credit check (no score impact) and show you exactly what you'd pay each month. Adjust freely.

4

Pay on time. Get cash back.

Earn a 4% cash bonus every month you pay on time — paid straight to you at renewal. Real cash, not credit.

1

Chat with Renmo Coach.

Tell us what you need — rent, phone, car, sofa. Coach asks a few quick questions to understand your situation.

2

Get a plan, instantly.

We do a soft credit check (no score impact) and show you exactly what you'd pay each month. Adjust freely.

3

We pay. You pay us back.

Renmo pays your landlord, merchant or dealer the full amount today. You pay us monthly — same time every month.

4

Pay on time. Get cash back.

Earn a 4% cash bonus every month you pay on time — paid straight to you at renewal. Real cash, not credit.

Products

Big purchases, small commitments.

From a year of rent to the phone you've been saving for. Four ways Renmo turns lump sums into monthly peace of mind.

Rent & Pay Monthly

Stop paying rent annually.

You earn monthly. Your rent should match. Found a place already? Bring it to us. We pay your landlord upfront — you pay us back month by month.

Check if you qualify
House with calendar representing monthly rent
Buy & Pay Monthly

Get what you need. Pay over time.

From smartphones to fridges — pick any item from our partner stores and spread the cost into easy monthly payments. No lump sums, no stress.

Check if you qualify
Electronics and appliances available for purchase
Drive & Pay Monthly

Own your ride. Month by month.

Stop waiting years to afford a car. Pick a vehicle, get approved, and start driving — with manageable monthly payments.

Check if you qualify
White SUV representing drive and pay monthly
Testimonials

What Our Users Say

Don't take our word for it. Hear from our community of renants and partners.

“Every bank I went to turned me down. Renmo was different. They looked at my situation, explained everything clearly, and within days I had my car. I feel like my life is finally moving forward.”

Adwoa Acheampong

“My landlord wanted two years rent before I could move in. I didn't have that kind of money saved up. Renmo stepped in and sorted it out. Now I just pay monthly and honestly I sleep better at night.”

Sandra Asamoah

“I was skeptical at first but I messaged Coach on WhatsApp, answered a few questions, and my phone arrived the next day. The whole thing took less time than making breakfast. Genuinely surprised me.”

Michael Frimpong

“I kept telling myself I probably wouldn't qualify. But Renmo actually looked at what I earn, not just some score on a paper. I got approved and I now have a working fridge in my kitchen for the first time.”

Afia Osei-Bonsu

“Renting used to feel impossible with how landlords price things here. Renmo changed that for me completely. My landlord got paid in full, I pay what I can manage monthly, and we are both happy.”

David Appiah

“Talking to Coach felt like chatting with someone who actually wanted to help. No long forms, no confusing language. I applied, got a response fast, and moved on with my day. That is how it should be.”

Efua Mensah-Quartey

“Every bank I went to turned me down. Renmo was different. They looked at my situation, explained everything clearly, and within days I had my car. I feel like my life is finally moving forward.”

Adwoa Acheampong

“My landlord wanted two years rent before I could move in. I didn't have that kind of money saved up. Renmo stepped in and sorted it out. Now I just pay monthly and honestly I sleep better at night.”

Sandra Asamoah

“I was skeptical at first but I messaged Coach on WhatsApp, answered a few questions, and my phone arrived the next day. The whole thing took less time than making breakfast. Genuinely surprised me.”

Michael Frimpong

“I kept telling myself I probably wouldn't qualify. But Renmo actually looked at what I earn, not just some score on a paper. I got approved and I now have a working fridge in my kitchen for the first time.”

Afia Osei-Bonsu

“Renting used to feel impossible with how landlords price things here. Renmo changed that for me completely. My landlord got paid in full, I pay what I can manage monthly, and we are both happy.”

David Appiah

“Talking to Coach felt like chatting with someone who actually wanted to help. No long forms, no confusing language. I applied, got a response fast, and moved on with my day. That is how it should be.”

Efua Mensah-Quartey

“Talking to Coach felt like chatting with someone who actually wanted to help. No long forms, no confusing language. I applied, got a response fast, and moved on with my day. That is how it should be.”

Efua Mensah-Quartey

“Renting used to feel impossible with how landlords price things here. Renmo changed that for me completely. My landlord got paid in full, I pay what I can manage monthly, and we are both happy.”

David Appiah

“I kept telling myself I probably wouldn't qualify. But Renmo actually looked at what I earn, not just some score on a paper. I got approved and I now have a working fridge in my kitchen for the first time.”

Afia Osei-Bonsu

“I was skeptical at first but I messaged Coach on WhatsApp, answered a few questions, and my phone arrived the next day. The whole thing took less time than making breakfast. Genuinely surprised me.”

Michael Frimpong

“My landlord wanted two years rent before I could move in. I didn't have that kind of money saved up. Renmo stepped in and sorted it out. Now I just pay monthly and honestly I sleep better at night.”

Sandra Asamoah

“Every bank I went to turned me down. Renmo was different. They looked at my situation, explained everything clearly, and within days I had my car. I feel like my life is finally moving forward.”

Adwoa Acheampong

“Talking to Coach felt like chatting with someone who actually wanted to help. No long forms, no confusing language. I applied, got a response fast, and moved on with my day. That is how it should be.”

Efua Mensah-Quartey

“Renting used to feel impossible with how landlords price things here. Renmo changed that for me completely. My landlord got paid in full, I pay what I can manage monthly, and we are both happy.”

David Appiah

“I kept telling myself I probably wouldn't qualify. But Renmo actually looked at what I earn, not just some score on a paper. I got approved and I now have a working fridge in my kitchen for the first time.”

Afia Osei-Bonsu

“I was skeptical at first but I messaged Coach on WhatsApp, answered a few questions, and my phone arrived the next day. The whole thing took less time than making breakfast. Genuinely surprised me.”

Michael Frimpong

“My landlord wanted two years rent before I could move in. I didn't have that kind of money saved up. Renmo stepped in and sorted it out. Now I just pay monthly and honestly I sleep better at night.”

Sandra Asamoah

“Every bank I went to turned me down. Renmo was different. They looked at my situation, explained everything clearly, and within days I had my car. I feel like my life is finally moving forward.”

Adwoa Acheampong
FAQs

Your Questions Answered

Find quick answers to the most common questions about things you might be wondering.

Become a Renmo Merchant or Partner With Us

As a Renmo Merchant, enjoy flexible payments and swift payouts — or partner with us to help employees pay monthly for rent, gadgets, and appliances.

Become a Merchant
Partner with us
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  • +233 302 555 383
  • +233 244 860 766
  • Inside UJE Plaza, Adenta, Accra, Ghana
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